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HSA Home Warranty Review

Who is HSA Home Warranty?

HSA Home Warranty has wide coverage as it serves worldwide. It has offered the services since 1984. They have experienced contractors hence provide friendly and knowledgeable customer services. The company’s deductible is about $75-$100. Besides these the company is a real plan protector for all home appliances. The coverage of its services include: plumbing, refrigerator, heating system and ovens. They also cater for central air and water heater. These services are world class and done within the shortest time possible. This is the best home warranty for you.

HSA home warranty is very reliable and operates very effectively. Their qualified staffs are at your service all the times. All the company’s calls are always toll-free. This makes even more convenient to the customers. You will not need to visit the company to get served but by just making a call everything will be at your service. You will only need to explain the breakage or failure to their caring representative over the phone. The company will respond very fast and reach your home in the shortest time possible. Since al their contractors are first class contractors you will therefore get the best services. All their services will last much longer. In-case of some failures that are rarely experienced by their staff the company will immediately respond by bringing another experienced contractor. This implies that you must be attended to in the shortest time possible.

Why Chose HSA?

The company has great benefits to both their buyers and sellers. Buyers enjoy benefits of buying either a real estate property or a home. In-case you buy either of these you are assured of life warranty. The warranty covers on all repairs and replacements of appliances and systems. This will relieve the buyer from looking for other contractors since all the company’s services are reliable and convenient. The buyer therefore benefits in that he/she does not incur any costs on employing other contractors. The company will always provide you world class services to make your home spectacular.

When you buy either of the items then your coverage always starts immediately. You will only need to renew your coverage annually. This is paid on monthly basis hence affordable means of payment. Once you buy any of their items then you will receive the contract very fast. This is because the company operates under service guarantee. All their quality services will always enable you protect your homes against wear and tear.

Advantages When Selling a Home

HSA home warranty also ensures that their sellers enjoy great services just like buyers. When you sell any of your property the company will cover all your repairs on mechanical systems and appliances. This implies you will not incur any costs on such activities that are costly. Their listing period placement enables them to cater for all unexpected costs. You as the seller will even benefit more since the property is covered while still under sale. You will not be stressed in-case the property is not sold. This is because the company will take the care of all the breakdowns. This means you won’t incur any single cost at the time of selling your property. The company is just more than caring. You can always trust all their services that are quality and readily available. Besides the services your warranty will offers you an excellent marketing tool. This will enable you to outdo all other sellers with the same products. This is because all buyers would wish to buy only protected homes hence you have ready market for your home or property. You will also be provided with post-sale dispute prevention. This implies that in-case of any breakdown then you will not be contacted but the company will be responsible. All their services are relatively cheap. You will pay depending on your country and on the coverage.

Pros and Cons


  • 30 years of experience
  • A+ BBB rating
  • Adds to resale value


  • Higher deductible among the industry
  • Repairs must be prior approved to be covered
HSA Home Warranty, reviewed by Best Home Warranty on 2015-11-06T20:31:30+00:00 rating 7.6 out of 10

6 Reviews for "HSA Home Warranty"

  1. Mike Dunn
    July 9, 2014, 7:34 pm

    HSA is complete joke and scam. They do not want to approve anything. I will be spending a lot of my free time letting people know not to get a HSA Home Warranty. I am great friends with a lot of realtors and they are all choosing another Home Warranty called Total Protect. I highly recommend them. I just tried canceling my warranty with HSA and they said that I cant cancel in the state of Iowa. I am going to spread what I went through with these scam artist to everyone! news papers, web sites, everywhere I possibly can. All because they didn’t want to approve a whole in a pvc pipe for my heater. They spend more time saying no to everyone, and they love to leave you on hold for hours. Cancel your HSA warranty now! Horrible

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  2. Joy Medley
    April 9, 2015, 4:18 pm

    HSA is the worst, most fraudulent companies I’ve come across in years. DO NOT USE THIS COMPANY! They do not repair anything that is specifically covered in their own contract by STALLING on sending out a repair person, or by taking weeks to authorize a part or service. They also use the WORST service providers in the area. A total scam! I am angry that my realtor suggested them at the time of my sale.

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  3. BJ
    May 14, 2015, 2:18 am


    I paid $1,000 for a 1-year warranty. It was very easy to reach someone to buy the policy. In fact, when I didn’t purchase it right away they called me! They sent me a letter! Because they wanted the sale. After I gave them $1,000 it became nearly impossible to reach anyone to make a claim. You have to hold close to an hour to get a live person some of the time, and even then they will often transfer you to someone else and you start holding all over again. I have now paid more than $1500 out of my pocket for a repair that has still not been completed because THEIR “repair person” claims it is one thing, but the 4 other professionals (all unrelated and from different local companies) said it is something else upon which they all agree. Four neutral opinions agree, the HSA repair person does not. 4 against 1 against HSA but HSA won’t budge, they won’t answer the phone, and you have no other way to reach them than the main number. PLEASE DON’T WASTE YOUR MONEY ON THIS SCAM.

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  4. Kevin M.
    May 8, 2017, 2:24 am

    I’ve had HSA for ten months. They are horrible and unethical. Their contractors are unethical. They come out and create excuses why something won’t be covered. Then, the contractor tells you they can fix it on the side. HSA knows this and does nothing. We’ve wasted a lot of service fees to have contractors come out and do nothing. We’ve paid a small fortune out of pocket to have good reputable contractors fix our issues. I agree with other review that they’re very hard to get a hold of. Customer service is horrible.

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  5. M johansen
    July 12, 2017, 10:13 pm

    Do not waste your money on HSA!!! You can only reach them by phone if you want to buy a warranty. If you need service you will be put on hold and then at some point just disconnected. I have yet to get through and have tried for three days. My A/C in broken and it is 94 degrees outside. I was able to place a request for service on line. My contract says item will be replaced or repaired within 48 hrs. I put the request in on Friday and the repair person finally came the following Wednesday at 5:00 pm. Now he says he will get back to us in another 48 hrs. Then they will come again. I had no problem getting a service person to come on my own…so they can not use that as an excuse.

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  6. Aryn
    July 21, 2018, 1:32 pm

    Watch out! You will pay them dearly for the warranty and when you need something fixed NOTHING IS COVERED!!!!
    Had had an appliance, 4 GFi outlets and a humidifier go out after I bought a home and they wouldn’t cover any of it.
    Buyer beware!!!

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