Private: American Home Shield VS Old Republic Home Warranty

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Private: American Home Shield Review

Private: American Home Shield

Our Score: 9.7

User Score: 8.7

Total User Votes: 552










Private: American Home Shield Company Details:

Price:
$125 - $500+

Deductable:
$75-125

Effective:
15 days after enrollment

Coverage:
Nationwide

Time in Business:
43 Years

BBB Rating:
A+

Site Security:
Yes

Phone Number:
1-800-776-4663

Fax Number:
None

CEO:
Mark Barry

Hours:
24/7

Promo Code:
None

Address: 889 Ridge Lake Blvd.
Memphis, TN 38120

Old Republic Home Warranty Review

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Old Republic Home Warranty

Our Score: 3.5

User Score: 4.1

Total User Votes: 69










Old Republic Home Warranty Company Details:

Price:
$375-600

Deductible:
$55-100

Effective:
30 days after enrollment

Coverage:
Nationwide

Time in Business:
40 Years

BBB Rating:
A+

Site Security:
Yes

Phone Number:
1-800-445-6999

Fax Number:
1-877-301-8882

CEO:
Gwen Gallagher

Hours:
24/7

Promo Code:
None

Address: PO Box 5017, San Ramon, CA 94583

Living in comfort is everybody’s desire knowing that they are properly secured and sheltered.However,settling for the best home warranty
company is the hurdle.Most insurance companies have a lot of protection in order to keep themselves safe especially from the fraudulent clients and most of the times this affects legitimate complaints.The following comparative review on American home shield and Old republic home warranty will shed some light on their prospective clients.

Cost of Services

American home shield varies with Old republic home warranty in terms of price;For American republic,one has to pay $249 – $500+ and a deductible rate of $75-125 while Old republic home warranty is at Price $375-600 with a deductible rate of $55-100 that makes American home shield cheaper to use.Furthermore,old republic is effective 30 days after enrollment crowned with BBB Rating of + as American home is effective 15 days after enrollment therefore seeming tiresome for homeowners when it comes to renewing the covers.

Experience and Coverage

Old Republic home warranty was established long ago and has undergone several developments and has upgraded its services.It provides basic coverage on plumbing, heating and electrical appliances which includes oven, water heater, dish-washing machines, garbage disposal, trash compactor and specialty items such as central vacuum systems. Furthermore,it offers other Optional coverage and varies by state which include swimming pools and spa equipment s, well pump, roof coverage.On the contrary,American home shield was established in 1971 and it now serves 49 states with financing costs of repairs and replacement of valuable items in their homes.

Terms and Service Plans

American Home Shield differs from Old republic home warranty because clients are given a chance to pick the home items they like to
insure.Such an offer is beneficial to the client since they get to know items which are likely to deteriorate faster than the others. Clients make a list of these items, after that the company assesses the subjects and see if they could be covered by the insurance. In case of damage to an item. The insurance takes the coverage and the homeowner has to pay an affordable fee to cater for the visit by the company.
Unlike Old republic clients to American home shield are able to insure more home systems and appliances since it covers 21 types of home systems; this will include dishwashers as well as air conditioning.They are given the option of Building their own plan, and this plan usually starts at $19 a month.

Response and Customer Service

At American home shield the charges on calls are higher than those of Old republic home. According to most clients it is not advisable to call for assistance during weekends because the answering is slow compared to Old republic home warranty.Moreover,American home shield provides information of its services on their website including the repair charges whereby Old republic home warranty does not.

In conclusion,when searching for a home warranty company one should be open minded and should go through the company terms and conditions to avoid the stress of cancelling and filling legal suits.